Terms & Conditions

Last updated: June 2026

Acceptance of Terms

By accessing or using expensy.com (the "Website") and the Money Leak Detector tool (the "Service"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Service.

Service Description

expensy provides a free personal finance analysis tool that helps users understand their spending patterns. The Service processes user-entered financial data entirely within the browser to generate personalized spending insights, savings estimates, and financial health scores.

No Financial Advice

The insights, recommendations, scores, and analysis provided by the Service are for informational and educational purposes only. They do not constitute financial, investment, legal, or professional advice. You should consult a qualified financial professional before making any financial decisions. Use of the Service is at your own risk.

No Data Storage

All data you enter into the Service is processed client-side in your browser. We do not collect, store, or transmit your financial information. Once you leave or refresh the page, your data is permanently lost.

Intellectual Property

All content, design, code, and functionality on this Website, including the Money Leak Detector tool, are the property of expensy and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

expensy, its operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service. The Service is provided "as is" without warranty of any kind, either express or implied.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Contact

For questions about these Terms, please contact us.